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Is Pet Insurance Really Necessary?

Picture this. Your beautiful family holiday, that you had to put aside savings for, is coming to an end. You are feeling rested and satisfied as you embark on your journey home; you and your partner simultaneously think to yourselves “That’s enough spending for a while!”. You arrive home to an utterly distraught pet sitter, who says that Bella, your Golden Retriever, had just bolted out of the front gate. All three of you scramble back into the car and begin a search for your beloved girl. There she is, two blocks down, the car that hit her is pulled over to the side of the road. You know that she is going to need immediate medical attention, but you don’t know if you will be able to afford it!

It is all too often that we, as vets, find ourselves in the tough position when someone brings in their pet, needing emergency treatment after an accident; that was simply not budgeted for.

The point of this story, is that accidents DO happen. That is why we feel it is always important to be prepared by taking up pet insurance. This would immediately leave you feeling safer and covered in the event of any accidents, injuries or unforseen illnesses; which occur more often than you may think!

Taking up pet insurace is generally quite a simple process.

– Sign ups can usually be done online.

– You would then pay a monthly/annual fee; fees usually aren’t too large.

– When there comes a time to claim back (be it for a surgery or an illness) you would send a claim form, along with the appropriate invoice from the vet, through to your chosen pet insurace company.

– Your chosen Pet Insurance company will reimburce you once you have settled your vet account; however they often give the option of (their company) paying the vet directly if you cannot afford to pay upfront.

That’s pretty much it.

If ever you need any advice on Pet Insurace, feel free to ask one of out receptionists while at Blue Cross Veterinary Hospital.


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